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An Advocate Perspective on the New Era of Loan Modifications

Posted on August 2nd, 2017

A previous webinar offered you the opportunity to hear about this topic from a Federal Regulator, a Government Sponsored Entity and a servicer. This webinar is solely dedicated to the advocate perspective.  Ellie Pepper will give a brief review of an analysis done by Empire Justice Center in partnership with National Housing Resource Center and National Council of LaRaza. She will also provide insight into recent meetings between advocates and Federal Housing Finance Agency about how to best serve those homeowners that don’t qualify for FlexMod.
 

Webinar Resources:

PowerPoint
Post-HAMP Modification Analysis
Fannie Mae Lender Letter

 


Introduction to Flex Modifications and Updates to FHA-HAMP

Posted on April 12th, 2017

In early 2017, Fannie Mae and Freddie Mac announced the Flex Modification as their replacement for both HAMP and the GSE Standard Modification programs. This webinar will tell you what you need to know about the Flex Modification, including how to determine your client’s eligibility using MFY’s GSE Flex Modification Waterfall Worksheet.  The webinar also covers the recent changes to FHA-HAMP and how those changes may affect homeowners.

 

Webinar Resources:
PowerPoint

FHA Waterfall Worksheet User’s Guide

 


2016 Foreclosure Law Amendments to Settlement Conference Law and Predicate Notice Requirements

Posted on November 16th, 2016

Part two of this two-part training offers an in-depth review of the new legislation signed in June of 2016. Part two dives into the substantial amendments to NY residential foreclosure law, concentrating on the amendments to CPLR 3408 and predicate notices and the new Consumer Bill of Rights (RPAPL 1303-1304).
 

Webinar Resources:

PowerPoint
Amendments to Settlement Conference Law

 


CounselorMax Reporting Updates Training

Posted on October 21st, 2016

Learn about HOPP updates to CounselorMax, effective October 2016, presented by NeighborWorks America. This can also serve as a refresher course for those newer to CounselorMax.


Maximizing Public Resources for Homeowners Facing Foreclosure

Posted on August 24th, 2016

Like renters, homeowners have an array of public benefit programs available to them to supplement their income and maintain housing stability. In this webinar, Legal Assistance of Western New York, Inc. (LawNY) and Empire Justice Center provide an overview of benefits available to homeowners, as well as how to qualify for these benefits.The presenters cover emergency assistance for back mortgage and tax payments, Supplemental Nutrition Assistance Program (SNAP) benefits, Public Assistance benefits, Home Energy Assistance Program (HEAP) benefits, Social Security Disability Insurance (SSDI), and Supplemental Security Income (SSI), which homeowners may take advantage of to assist in preserving their housing.
 

Webinar Resources:

PowerPoint


End Stages of a Residential Foreclosure Case

Posted on June 15th, 2016

Settlement conferences have ended without a resolution, and plaintiff either moves for summary judgment or for a default judgment and order of reference. What happens next? This training covers the process from the application for an order of reference to compute, the proceedings before the referee, how the referee’s determination becomes a judgment of foreclosure and sale, auctions and sales, deficiency and surplus proceedings, and the eviction process in housing court post sale.

Webinar Resources:


PowerPoint – A Bank’s Perspective

PowerPoint – Legal Issues in Housing Court
PowerPoint – Writ of Assistance and Summary Proceeding

 


Helping Borrowers with Loans Sold through HUD’s Distressed Asset Stabilization Program (DASP)

Posted on April 20th, 2016

Through its Distressed Asset Stabilization Program (DASP), HUD has auctioned over 100,000 FHA-insured mortgages, and private equity firms have purchased the vast majority of these loans. Unfortunately, it is extremely challenging for homeowner advocates to identify loans sold through DASP because HUD requires no notice to homeowners prior to the sale. Advocates must be prepared to address issues related to DASP in defending the foreclosure. This webinar discusses the basics of the Distressed Asset Stabilization Program, including how it relates to the standard FHA-insured loan process.  We then discuss basic legal arguments to consider when advocating for a client with a loan sold through DASP and some of the practical considerations advocates should raise. This session follows up on the February 10, 2016 session on FHA-insured loans and will not directly cover the basics for defending FHA-insured foreclosures.
 

Webinar Resources:

PowerPoint
DASP FAQs for NCRC

 


Bankruptcy’s Impact on Loss Mitigation Applications, Part II

Posted on April 6th, 2016

Part 2 of a 2-part series. Experienced bankruptcy attorneys Paula Barbaruolo and Justin Myers will guide you through the intersections of bankruptcy and Loss Mitigation strategies. This program will develop skills to identify when the multiple Chapters under the Bankruptcy Code can be useful to distressed homeowners. The presenters discuss Lien stripping, cramdowns, reorganizing debt, curing mortgage arrears, and the Bankruptcy Court Loss Mitigation Program.

Webinar Resources:

PowerPoint

 


Identifying & Addressing Scams Targeting Homeowners

Posted on March 24th, 2016

Learn how advocates can identify scams within their client base, how various scams affect homeowners, and what the NYS Office of the Attorney General and legal services organizations are doing to combat these predatory scams. Case examples are included, as well as guidance on reporting these scams.
 

Webinar Resources:

PowerPoint

 


Honest, Humble & Seeking: A Path to Cultural Competency, Part 2

Posted on March 23rd, 2016

Part 2 of this webinar series guides you toward gaining self-awareness, provides tips to broaden your cultural competency and resources to continue your growth. In our multi-cultural world, this is a critical competence to build trust and best serve all your clients.

 

Webinar Resources:

PowerPoint
Cultural Compentency Learning Matrix