|After a death in the family or a divorce, financial hardship often follows. The heir or ex-spouse trying to save the home from foreclosure may not have been an original borrower on the mortgage loan. Mortgage servicers sometimes refuse to provide any information or claim that such a non-borrower cannot apply for a loan modification. This webinar covers the law surrounding loan assumption and modification and specific rules from Fannie, Freddie, HAMP, and FHA that may help. We provide advocacy tips and also discuss litigation strategies.