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We Teach the Law

Welcome to the Empire Justice Training Center. As part of our mission, we “teach” the law and are committed to providing civil legal services providers, nonprofit advocates, and others with practical, relevant and interactive training to support their advocacy on behalf of people who are impoverished, disabled or disenfranchised. We focus on creating diverse learning environments that are interactive, accessible and engaging.

Empire Justice Center is an accredited provider of Continuing Legal Education (CLE) since 1998. Our accreditation encompasses trainings in live and virtual formats.
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A Refresher on Basic Property Law Concepts for Foreclosure Defense Practitioners

  • Foreclosure Prevention

Foreclosure defense and mortgage loss mitigation often implicate basic real property law issues, and for some, law school’s first year property course was long ago. This session provides a refresher...

Foreclosure defense and mortgage loss mitigation often implicate basic real property law issues, and for some, law school’s first year property course was long ago. This session provides a refresher on such basics as the different forms of property ownership (tenancies in common, joint tenancies with rights of survivorship, tenancies by the entirety, etc.), impact of death on different forms of holding title, different means of conveyances of property (such as quit claim deeds), and an overview of New York’s recording statute.
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Truth in Lending Act Mortgage Origination Claims: Pre- and Post- Dodd Frank

  • Foreclosure Prevention

This webinar provides an overview of claims for mortgage lending abuses available under the federal Truth in Lending Act. We cover claims now available under the new Dodd-Frank rules as...

This webinar provides an overview of claims for mortgage lending abuses available under the federal Truth in Lending Act. We cover claims now available under the new Dodd-Frank rules as well as claims available for earlier loans. Topics include special rules applicable to “higher-priced” and “high-cost” loans, as well as restrictions on steering, ability to repay requirements and disclosure requirements.
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HOPP Data Reporting for Legal Services, Year 3

  • Foreclosure Prevention

This webinar provides a brief overview of the revised HOPP Legal Services data reporting materials and expectations for both new & existing staff for Year 3.   Webinar Resources: PowerPoint

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This webinar provides a brief overview of the revised HOPP Legal Services data reporting materials and expectations for both new & existing staff for Year 3.
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HOPP Data Reporting for Housing Counselors, Year 3

  • Foreclosure Prevention

This webinar provides a brief overview of the HOPP Housing Counseling data reporting materials and expectations for both new & existing staff for Year 3.   Webinar Resources: PowerPoint

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This webinar provides a brief overview of the HOPP Housing Counseling data reporting materials and expectations for both new & existing staff for Year 3.
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Overcoming Liens in Mortgage Foreclosure Cases

  • Foreclosure Prevention

This webinar covers the basics of liens in mortgage foreclosure cases, including why they matter and how you can help your client overcome them. Liens can be a frustrating road...

This webinar covers the basics of liens in mortgage foreclosure cases, including why they matter and how you can help your client overcome them. Liens can be a frustrating road block when seeking a loan modification for your client. We provide tips for success in seeking subordinations and removal of a variety of liens, including second mortgages, DSS liens, tax liens and judgment liens.
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Tools and Techniques for Researching Ownership of Notes and Mortgages

  • Foreclosure Prevention

This webinar addresses the various circumstances in which ownership of a loan can matter; explains methods for investigating the ownership of the mortgage and note; and explores what can happen,...

This webinar addresses the various circumstances in which ownership of a loan can matter; explains methods for investigating the ownership of the mortgage and note; and explores what can happen, in litigation and in negotiation contexts, when ownership questions arise. The vast majority of mortgages are not maintained and serviced by their originating lenders, but are sold as collateral for securities. One result of the securitization of mortgage loans is that when securitized loans default, it is often difficult to determine which financial institution owns the loan and has the right to enforce the mortgage. Securitization can also create confusion and uncertainty about which entity is authorized to enter into modification agreements with borrowers with delinquent loans, and what rules may govern how – or whether – that loan may be modified.
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Understanding the FHA Loss Mitigation Waterfall

  • Foreclosure Prevention

This webinar will address the Federal Housing Administration (FHA) providing mortgage insurance on loans made by FHA-approved lenders throughout the United States and currently having 4.8 million insured single family...

This webinar will address the Federal Housing Administration (FHA) providing mortgage insurance on loans made by FHA-approved lenders throughout the United States and currently having 4.8 million insured single family mortgages in its portfolio. Loans insured by FHA are not eligible for HAMP and are instead subject to a unique set of servicing and loss mitigation rules. These rules are promulgated through a patchwork of mortgagee letters and not consolidated in a handbook. This training teaches advocates about the FHA’s unique and complex loss mitigation rules. It will also include a demonstration of MFY Legal Services Inc.’s FHA Waterfall Worksheet.
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Tax Consequences in Mortgage Foreclosure Cases

  • Foreclosure Prevention

This webinar addresses how to advise your clients on the tax consequences of mortgage foreclosures modifications and workouts. In addition, we review the reporting requirements for creditors and homeowners while...

This webinar addresses how to advise your clients on the tax consequences of mortgage foreclosures modifications and workouts. In addition, we review the reporting requirements for creditors and homeowners while uncovering ideas about dealing with the IRS.
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Where Do We Stand on Standing: Standing & Capacity to Sue in NY Foreclosure Actions

  • Foreclosure Prevention

This webinar provides an overview of New York law on standing and capacity to sue in residential foreclosure actions and the procedural issues concerning preservation of these important defenses.  ...

This webinar provides an overview of New York law on standing and capacity to sue in residential foreclosure actions and the procedural issues concerning preservation of these important defenses.
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Navigating the Loan Modification Process, Part 4

  • Foreclosure Prevention

In this webinar, the fourth and final webinar in the series of Navigating The Loan Modification Process, we look at the role attorneys and advocates can play once a loan...

In this webinar, the fourth and final webinar in the series of Navigating The Loan Modification Process, we look at the role attorneys and advocates can play once a loan modification has been offered to a homeowner – WHO to go to with your questions, WHAT questions to ask, WHERE to turn if you are not getting answers, WHEN to ask those questions…and WHY asking those questions is so important in the first place! In addition, we review appealing and escalating cases where you feel a homeowner may have been wrongfully denied, and what to expect when going from a trial modification to a permanent modification. Click here to view the first training in the series.
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Navigating the Loan Modification Process, Part 3

  • Foreclosure Prevention

Part 3 of a 4-part series. This webinar looks at non-HAMP loss mitigation options, including FHA and VA loans. In addition, we focus on the role attorneys and advocates can...

Part 3 of a 4-part series. This webinar looks at non-HAMP loss mitigation options, including FHA and VA loans. In addition, we focus on the role attorneys and advocates can play once a loan modification has been offered to a homeowner, as well as appealing and escalating in cases where you feel a homeowner may have been wrongfully denied.
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Reverse Mortgage: Facts, Myths, & Consequences

  • Foreclosure Prevention

This webinar discusses how to effectively use reverse mortgages to help your senior homeowners keep their homes when they are facing foreclosure.   Webinar Resources: PowerPoint  

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This webinar discusses how to effectively use reverse mortgages to help your senior homeowners keep their homes when they are facing foreclosure.
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