Maiffn Area
Part 419: An Overview of New York State’s Mortgage Servicing Rules
Posted on September 22nd, 2021
Previously Recorded 9/21/2021
In 2020, the New York State Department of Financial Services (DFS) made permanent business conduct rules for mortgage loan servicers, known as “Part 419.” The final Part 419 restates, with some changes, many of the requirements contained in its predecessor regulation promulgated ten years ago. The regulation governs many aspects of mortgage loan servicing such as application of payments, allowable fees, rules for getting reinstatement and payoff quotes, loss mitigation, reporting and more. While there is no explicit “private right of action” for homeowners when the rules are violated, advocates have successfully raised the requirements of this rule to reach better outcomes for homeowners. This webinar will provide an in-depth description of the permanent rule and provide foreclosure advocates the tools for implementing its practical application.
Click here to download the presentation PowerPoint
What Foreclosure Prevention Advocates Should Know about Estate Administration
Posted on September 10th, 2021
Previously Recorded 9/9/2021
There are few foreclosure advocates who have not encountered a trusts and estates issue while representing a homeowner in a foreclosure action. “What Foreclosure Prevention Advocates Should Know about Estate Administration” will simplify an often-complicated estate administration process while clarifying and navigating its relationship to foreclosure. Specifically, it will explain the differences between probate and administration proceedings, highlighting the required estate proceeding parties and those persons required to be served in foreclosure actions. Using an intestate inheritance flowchart, the presentation will demystify identifying estate distributees and their commensurate distributive share, while narrowing which homeowners should implement an estate plan. Most important, the presentation will assess when an estate may present insurmountable obstacles, which could make resolution of the underlying foreclosure action impossible. While the presentation is geared toward attorneys, housing counselors are encouraged to attend.
Click here to download the presentation materials
Housing Counseling Excel-to-Manual Key
Posted on October 30th, 2016
Access the key here.
Housing Counseling Supplemental Fields Chart
Posted on October 30th, 2016
Access the chart here.
CounselorMax Reporting Updates Training
Posted on October 21st, 2016
Learn about HOPP updates to CounselorMax, effective October 2016, presented by NeighborWorks America. This can also serve as a refresher course for those newer to CounselorMax.
Housing Counseling Data Report Template
Posted on October 1st, 2016
Access the template here.
Housing Counseling Reporting Manual
Posted on October 1st, 2016
Access the manual here.
HOPP Data Reporting for Housing Counselors, Year 4
Posted on February 24th, 2016
| This data reporting webinar for housing counseling advocates reviewed the data values and provided a refresher on the materials and expectations. Please note: A recording of this training is unavailable. |
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Webinar Resources: PowerPoint |
HOPP Data Reporting for Housing Counselors, Year 3
Posted on February 27th, 2015
| This webinar provides a brief overview of the HOPP Housing Counseling data reporting materials and expectations for both new & existing staff for Year 3. |
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Webinar Resources: |
NeighborWorks CounselorMax Reporting Training, Session 2
Posted on April 11th, 2014
In this webinar, Empire Justice once again hosts a CounselorMax HOPP training to review HOPP reporting in CounselorMax. Watch as Empire Justice and NeighborWorks representatives Gregory Frazer, Project Manager of Software Solutions and Information Management, and Kevin J. Prophet Sr., Manager of Homeownership Business Applications, maneuver CounselorMax in this hour-long webinar.