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Debt Collection – Considerations for Foreclosure Advocates

Posted on July 13th, 2022

This program, recorded on July 13, 2022, will provide an overview of what foreclosure advocates need to know about debt collection, including the most recent updates from New York’s Consumer Credit Fairness Act.  Advocates will gain a better understanding of the debt collection process, protections for consumers in debt collection actions, how debt collection lawsuits and judgments affect homeownership, and options for responding to debt collectors to better assist and counsel homeowners struggling with consumer debt.  Finally, the presentation will cover possible options to help homeowners protect their homes when at risk of foreclosure.

PowerPoint Materials


Introduction to Trauma Informed Care for Foreclosure Prevention Advocates – Part 2

Posted on June 15th, 2022

Empire Justice Center is excited to announce our Building Equity Initiative, a new component of our Homeowner Protection Program (HOPP).  Advocates will learn to recognize barriers that have historically prevented many New Yorkers from attaining and maintaining homeownership and provide tools to ensure foreclosure prevention services are inclusive and equitable.

Join Empire Justice Center and Coordinated Care Services, Inc. for a virtual webinar focused on providing HOPP advocates a foundational understanding of trauma informed care and building capacity to deliver foreclosure prevention services in a trauma-responsive way. In Session 2, various approaches will be explored that support the journey of trauma responsiveness and resilience. Through the lens of the shared impacts of state and world constructs, including the Covid-19 pandemic, a deeper ability to recognize when stress and anxiety are “speaking” through interactions and/or behaviors. Meaningful and practical approaches to effectively respond will be introduced and will be inclusive of easy de-escalation techniques.  Special attention will be made to support service providers in their professional resilience by identifying protective factors and employing stress management techniques in daily routines.

 

PowerPoint Presentation


Providing Foreclosure Prevention Services for Seniors and Veterans

Posted on May 25th, 2022

Empire Justice Center is excited to announce our Building Equity Initiative, a new component of our Homeowner Protection Program (HOPP).  Advocates will learn to recognize barriers that have historically prevented New Yorkers from many communities and with specific identities from attaining and maintaining homeownership and provide tools to ensure foreclosure prevention services are inclusive and equitable.

 

Join Empire Justice Center and Legal Assistance of Western New York, Inc. (“LawNY”) for a virtual webinar on how to effectively provide services to and advocate for clients who are seniors and veterans from two attorneys within LawNY’s Special Populations Program. Presenters will share information about VA benefits, federal and state housing and consumer law protections for homeowners, and critical information about elder law that is valuable to know for the foreclosure practitioner.  This presentation was recorded on 5/25/2022.

Materials:  PowerPoint


Introduction to Trauma Informed Care for Foreclosure Prevention Advocates-Part 1

Posted on May 12th, 2022

Empire Justice Center is excited to announce our Building Equity Initiative, a new component of our Homeowner Protection Program (HOPP).  Advocates will learn to recognize barriers that have historically prevented many New Yorkers from attaining and maintaining homeownership and provide tools to ensure foreclosure prevention services are inclusive and equitable.

 

Join Empire Justice Center and Coordinated Care Services, Inc. for a virtual webinar focused on providing HOPP advocates a foundational understanding of trauma informed care and building capacity to deliver foreclosure prevention services in a trauma-responsive way. In Session 1, attendees will gain a shared understanding of how stress, toxic stress, and trauma affect the physiology and behavior of both advocates and clients and impact how we navigate all the systems in which we live and work. A common vocabulary will be established, and the principles of trauma informed care will be highlighted as areas of action for adopting trauma-responsive approaches to service delivery.  This presentation was recorded 5/12/2022.

Materials:  Presentation PowerPoint


The Student Loan Crisis – What Foreclosure Prevention Advocates Need to Know

Posted on April 14th, 2022

This program, previously recorded April 14, 2022, will provide an overview of what foreclosure advocates need to know regarding the student loan crisis, including the most recent updates from the Biden Administration on the resumption of student loan repayments and COVID-19 relief. Advocates will come away from the program with a better understanding of the current federal and private student loan landscape, so as to counsel homeowners struggling with education debt. Finally, the presentation will cover how to choose the best student loan repayment option, how to apply for various loan forgiveness programs, and how to report problems to federal and state regulatory agencies overseeing these issues.

Presenter: Anna Anderson, Supervising Attorney, Legal Assistance of Western New York

Materials:  PowerPoint


Providing Foreclosure Prevention Services to Homeowners with Disabilities

Posted on March 30th, 2022

Empire Justice Center is excited to announce our Building Equity Initiative, a new component of our Homeowner Protection Program (HOPP).  Advocates will learn to recognize barriers that have historically prevented New Yorkers from many communities and with specific identities and intersectionalities from attaining and maintaining homeownership and provide tools to ensure foreclosure prevention services are inclusive and equitable.

Join Empire Justice Center, Disability EmpowHer Network and Movin’ Out, Inc. for a virtual webinar on how to effectively provide services to and advocate for clients with disabilities. Presenters will share information about historical and current obstacles to equitable housing for disabled people, and some tools for advocates to provide welcoming, culturally competent services for clients with disabilities.

This training was recorded on 3/30/2022. All information presented was current at the time of recording.

Materials:  EmpowHer Network PPT, Movin’ Out PPT


Reverse Mortgage Foreclosures – Stay in the Know

Posted on March 10th, 2022

Reverse mortgage foreclosures have become as commonplace as forward ones and foreclosure defense practitioners and housing counselor advocates should be well equipped on how to assist elderly homeowners who are at risk of losing their home to foreclosure.  This presentation will provide attendees with a basic overview of reverse mortgages including reverse mortgage eligibility at origination, what homeowners need to know to avoid a reverse mortgage default and ways to prevent a foreclosure should a default occur.  Advocates will also learn what defenses to foreclosure may be available and how to resolve a reverse mortgage foreclosure action. The webinar will also discuss relief options available for homeowner’s affected by Covid-19.  This training was recorded on 3/9/2022. All information presented was current at the time of recording.

Materials:  PowerPoint


Providing Foreclosure Prevention Services to LGBTQ+ Homeowners

Posted on February 10th, 2022

Empire Justice Center is excited to announce our Building Equity Initiative, a new component of our Homeowner Protection Program (HOPP).  Advocates will learn to recognize barriers that have historically prevented New Yorkers from many communities and with specific identities and intersectionalities from attaining and maintaining homeownership and provide tools to ensure foreclosure prevention services are inclusive and equitable.

Join Empire Justice Center, The Center for LGBTQ Economic Advancement & Research and The National Center for Lesbian Rights for a virtual webinar on how to effectively serve and advocate for LGBTQ+ (Lesbian, Gay, Bisexual, Transgender, Queer, and Questioning) clients. Presenters will share information about historical and current obstacles to equitable housing for LGBTQ+ people, and some tools for advocates to provide welcoming, culturally competent services for LGBTQ+ clients.

Materials:  PowerPoint

This training was prerecorded on 2/10/2022. All information presented was current as of the date of recording.


Understanding the Child Tax Credit for Housing Advocates & CASH Program Services

Posted on December 15th, 2021

The American Rescue Plan, signed into law by President Biden on March 11, 2021 expanded the Child Tax Credit to substantially reduce child poverty by supplementing the earnings of families receiving the tax credit. This presentation discusses the Child Tax Credit Basics and Outreach done to assist low-income families who are eligible for this credit. This presentation was recorded 12/15/21.  All information contained was considered current at the time of recording.

Click here for a copy of the presentation PowerPoint.


Understanding Disability Benefits for Housing Advocates

Posted on November 17th, 2021

Thousands of New Yorkers receive Social Security disability benefits. When the Social Security offices were closed to the public in March 2020, community organizations became a lifeline for individuals who struggled to apply for or maintain disability benefits. We will cover the basics of disability benefits, including applications and appeals, and offer suggestions to advocates on how to maintain or increase monthly benefits to help clients stabilize their housing.  This presentation was previously recorded November 17, 2021.

 

Presenter: Jennifer Karr, Sr. Attorney, Disability Advocacy Program, Empire Justice Center

Materials:  PowerPoint, Handout