We are writing on behalf of Empire Justice Center in support of the letter written by the National Community Reinvestment Coalition (NCRC) dated September 15, 2016, and as a response to the letter written by People’s United Bank (People’s United) dated September 28, 2016. We request that this comment be considered timely since it is in response to the People’s United letter that came after the close of the current comment period.
Empire Justice Center is a non-profit legal services organization with offices in Albany, Rochester, the Hudson Valley and on Long Island. Our mission is to protect and strengthen the legal rights of people in New York State who are poor, disabled or disenfranchised through: systems change advocacy, training and support to other advocates and organizations, and high quality direct civil legal representation. Our Consumer Finance and Housing unit has a long history of working with consumers and advocates on community reinvestment and economic justice issues and with homeowners in default and foreclosure. Empire Justice is a member of the National Community Reinvestment Coalition (NCRC) and convenes the Greater Rochester Community Reinvestment Coalition (GRCRC).
Our Long Island office is located at Touro Law School in Central Islip. The work we do here includes providing coordination, training and technical assistance related to foreclosure prevention to partners in the New York State Attorney General’s Homeowner Protection Program (HOPP); working with local courts to ensure meaningful acess to justice for homeowners facing foreclosure; and advocating at the national, state and local level for the rights of homeowners and consumers. Empire Justice Center is a member of the Long Island Chapter of Homesmart NY.