COMMENTS: Notice of Proposed Rulemaking, Community Reinvestment Act Regulations

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COMMENTS: Notice of Proposed Rulemaking, Community Reinvestment Act Regulations

Barb Van Kerkhove April 08, 2021

Comments on behalf of the Greater Rochester Community Reinvestment Coalition (GRCRC) to oppose the proposed changes to the Community Reinvestment Act (CRA) regulations. The proposal by the Office of the Comptroller of the Currency (OCC) and Federal Deposit Insurance Corporation (FDIC) lessens the public accountability of banks to their communities by broadening the performance measures on CRA exams so that they do not accurately measure a bank’s responsiveness to local needs. Contrary to the agencies’ assertions that their changes would increase clarity and CRA activity, the result will be significantly fewer loans, investments and services to low-moderate income (LMI) communities.

Read full comments here: Notice of Proposed Rulemaking, Community Reinvestment Act Regulations

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