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A home lost to foreclosure may not be the end of the process for some homeowners. If the home is worth more than is owed on the mortgage, the owner of a foreclosed home may be entitled to surplus monies arising upon the sale of the mortgaged property. With real estate values appreciating in many […]
...Kevin Purcell is a supervising senior attorney with the Consumer Finance and Housing Unit in Empire Justice Center’s Rochester office. Kevin works with low-income homeowners who have been targeted by predatory lenders as well as with those homeowners who are unable to meet current mortgage obligations in an attempt to prevent foreclosure. Kevin graduated cum […]
...Jim Dukette is the HOPP Anchor Program Director for the NYS Office of the Attorney General’s Homeowner Protection Program (HOPP). In his role, Jim leads the Anchor Partner Team in oversight and management of contracts and provides training and technical support to legal services providers and housing counseling agencies that provide foreclosure prevention services throughout […]
...Jihan serves as the Supervising Paralegal with the Consumer Finance and Housing Unit (CFH) in the firm’s Rochester office. She provides intake and administrative support to the CFH Unit, assisting in its efforts to prevent foreclosures for low-income homeowners. Jihan is a College at Brockport alumna. She has over 10 years of experience working in […]
...Detail the estate administration process and its relationship to foreclosure; explain the differences between probate and administration proceedings highlighting the parties who are required to participate in each and who are required to be served in foreclosure actions; learn how to identify the distributees of an estate (and their distributive shares) with the assistance of […]
...This webinar, recorded August 7, 2018, will give a basic overview of the Medicaid program. We will be covering the differences between MAGI and non-MAGI Medicaid, eligibility, and what Medicaid covers. We will also address basic issue-spotting and case studies. Presenter: Amanda Gallipeau, Health Law Manager, Empire Justice Center Download a PDF copy of the […]
...With many foreclosure actions voluntarily discontinued or dismissed, many subsequently-commenced foreclosure actions present statute of limitations defenses, while time-barred foreclosure claims also present opportunities for affirmative litigation to discharge mortgages and clear title. This session will provide an update on the statute of limitations case law from the last several years and will cover the […]
...Empire Justice Center strongly supports A.9592/S.1992-A, which corrects a technical error with respect to the effective date of legislation passed in 2017. The 2017 legislation intended to include reverse mortgage loans in the definition of “home loan” and extend consumer protections to senior homeowners at risk of losing their homes to foreclosure of a reverse […]
...This webinar will consider the issues presented when clients seek help late in the process. Clients facing impending judgments of foreclosure and sale on default, clients who already have judgments of foreclosure and sale with impending auctions, and clients seeking help after the sale of their homes at auction present unique challenges. What should advocates […]
...Promoting Strength, Protecting Justice As New Yorkers, we unite around the concepts of liberty, equality and opportunity. Now we face the most significant shift in policy perspective at the federal level that’s been seen in a generation, but opportunities for New York to uphold our shared values are everywhere. In 2018, Empire Justice Center’s top […]
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