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Foreclosure Prevention

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Welcome to the May edition of our newsletter, Policy Matters. A lot has happened since our last edition, which came out in early March, just as COVID-19 was beginning to first show up in New York. Empire Justice spent the month of March, as many of us did, trying to pivot to a new normal while keeping our organization on...
Frequently Asked Questions for New Yorkers facing foreclosure, eviction, and consumer debt issues related to the COVID-19 Pandemic. Q. Did Governor Cuomo suspend the obligation to make mortgage payments for everyone during the COVID-19 pandemic? No. New York State does not have the authority to unilaterally make this policy change, but the state is urging all lenders to work with...
Programs Dependent on HOPP...
Impacts of HOPP Funding Uncertainty 2020...
The economic impacts of foreclosure in New York State: HOPP is a wise investment and cheap alternative....
In this edition we’ll be catching you up on our state budget advocacy, the importance of foreclosure protection, the Gender Recognition Act, pushing back against harmful proposed Social Security regulations, and more....
Empire Justice has been working on homeownership and predatory mortgage lending issues since the 1990’s. We work on behalf of homeowners who are the proverbial David in the fight against Goliath, the big banks and mortgage servicers who own the majority of mortgage loans in this country. The odds are stacked against homeowners who stand very little chance of winning...
Empire Justice Center's 2020 Legislative Priorities. This year, our priorities focus on proposals that focus on advancing Access to Justice, Social Justice, and Economic Justice for New York State....
In this December 2019 edition of Policy Matters we’ll be covering victories for language access and survivors of domestic violence; setbacks for low income New Yorkers; how protections against wage theft are hanging in the balance; a round-up of some of 2019’s important consumer finance and housing legislation; and recognition for our staff!...

  Updated December 23, 2019   Reverse Mortgage and Loans bills Reverse Mortgage Lending Protections (A.5626/S.4407) – Provides protections for consumers and prohibitions for lenders when making reverse mortgage loans such as requiring enhanced disclosures, prohibiting unfair marketing practices, and requiring additional notice when a borrower defaults. Signed into law December 6, 2019. DFS Reverse […]

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In this October 2019 edition of Policy Matters we'll be covering a victory for parents who work the night shift; the story of a client's battle for kincare benefits and how it relates to the access to justice gap; an article about one of our Disability Advocacy Program attorneys; opposition to a dangerous federal proposal to cut SNAP benefits; information...
Welcome to the September 2019 edition of Policy Matters – Empire Justice Center’s newsletter to catch you up on all of our policy advocacy efforts to make the law work for all New Yorkers!...