CASH Program (Free tax prep)
Join us for our Celebration of Leadership event on November 19. Learn More!
This webinar provides a brief overview of the HOPP Housing Counseling data reporting materials and expectations for both new & existing staff for Year 3. Webinar Resources: PowerPoint
...After a death in the family or a divorce, financial hardship often follows. The heir or ex-spouse trying to save the home from foreclosure may not have been an original borrower on the mortgage loan. Mortgage servicers sometimes refuse to provide any information or claim that such a non-borrower cannot apply for a loan modification. […]
...This webinar provides an overview of litigation under HAMP around the country and in New York State, with a focus on claims arising out of violations of HAMP regulations, failed Trial Payment Plans and Permanent HAMP modification agreements. It also addresses HAMP issues arising in New York’s mandatory foreclosure settlement conferences. Webinar Resources: PowerPoint […]
...I live around the corner from St. Joseph’s Neighborhood Center in Rochester, New York, which provides free breakfasts to people that need one in my neighborhood. So many mornings, there are so many people waiting for breakfast, that I literally walk around them sleeping on the sidewalk, waiting for the doors to open. This time […]
...This webinar provides participants with a background in student loan issues. It also provides an overview of the different types of loans, the consequences of defaulting on a student loan, and an introduction to the tools necessary to assist borrowers. Webinar Resources: PowerPoint
...The 2014-15 New York State budget contains Article VII legislation that amends SSL 106 to clearly state that HEAP, child care and SNAP cannot be charged against welfare mortgages. Although this was true before the law was amended, the rules appeared only in regulation and sub-regulatory materials resulting in errors in the calculation of these […]
...This webinar discusses Mortgage Assumption issues, which are nothing new to foreclosure prevention advocates. Transfers of property among family members are common, often precipitated by a death in the family. Unfortunately, transferring the mortgage and the note from one family member to another is not a simple task and is often not addressed until after […]
...This webinar addresses common problems faced by the foreclosure defense attorney when the property owner dies. Estate proceedings are usually necessary to be able to negotiate with the lender, but come with a package of issues, and responsibilities for the fiduciary of the estate. The basics of probate, administration and small estate proceedings are discussed. […]
...The New York State Legislature last week passed crucial legislation that serves to assist homeowners facing foreclosure. One piece of the legislation is that mandatory foreclosure settlement conferences, set to expire in early 2015, have been extended for five more years. A settlement conference occurs in court, where the homeowner or an advocate on their […]
...This webinar covers the basics of liens in mortgage foreclosure cases, including why they matter and how you can help your client overcome them. Liens can be a frustrating road block when seeking a loan modification for your client. We provide tips for success in seeking subordinations and removal of a variety of liens, including […]
...In this webinar, Empire Justice once again hosts a CounselorMax HOPP training to review HOPP reporting in CounselorMax. Watch as Empire Justice and NeighborWorks representatives Gregory Frazer, Project Manager of Software Solutions and Information Management, and Kevin J. Prophet Sr., Manager of Homeownership Business Applications, maneuver CounselorMax in this hour-long webinar.
...This webinar addresses the various circumstances in which ownership of a loan can matter; explains methods for investigating the ownership of the mortgage and note; and explores what can happen, in litigation and in negotiation contexts, when ownership questions arise. The vast majority of mortgages are not maintained and serviced by their originating lenders, but […]
...