Stable communities and neighborhoods are the cornerstone to life in New York State. Empire Justice Center provides direct representation to homeowners at risk of losing their homes to foreclosure in the Rochester, New York, area, and oversees the statewide network of legal services organizations providing such. We engage in policy advocacy on issues that affect the financial well-being of New Yorkers such as mortgage servicing and the foreclosure process. We also work to level the playing field for all New Yorkers by monitoring and influencing how banks and other financial institutions make investments in localities through the federal Community Reinvestment Act and the Home Mortgage Disclosure Act.