EDCAP strives to assist federal and private student loan borrowers across New York State in effectively managing their education debt and improving their financial health through free, unbiased, one-on-one counseling.
What We Do
EDCAP assists student loan borrowers with the following services:
Request an Appointment
Reach out to request an appointment with a Student Debt Counselor. A member of our team will follow up with you to schedule a session. Please email StudentDebt@empirejustice.org or call us at (518) 935-2849.
Please include: First Name, Last Name, Phone Number, Email Address, County of Residence
Download Our Map for a comprehensive list of Student Debt Counselors throughout New York State.
Watch Our Webinar
Your Path to Student Loan Freedom: Maximizing Your Forgiveness Options, a webinar lead by Student Debt Counselor Jordan Daniels, on May 23, 2023, discusses student loan relief, federal student loan cancellations, programs to manage and eliminate debt, how to prepare to payment resumption, and more. Watch the recording or Download the Webinar Presentation Slides.
EDCAP is a program created by the Community Service Society of New York. to address the disparate impact student loan debt has on the people of New York, Empire Justice Center has joined the EDCAP network to reach and assist borrowers in the Capital District.
Kirsten Keefe, Senior Attorney
Jordan Daniels, Student Debt Counselor
Do you have federal student loans? Did you miss the deadline for the Public Service Loan Forgiveness (PSLF) waiver? If so, the federal government is giving borrowers a second chance to earn credit towards PSLF and other forgiveness programs through the IDR Account Adjustment.